By QueenB.Divine Notice this. How many of us are one paycheck away from everything going sideways? And I don't mean, “Damn, I can't order takeout this weekend.” I'm talking about real sideways. Rent doesn't get paid. The car payment bounces. You're looking at your bank account like staring at it harder might magically add a zero. You start wondering whether you need a roommate, whether you can borrow money, whether you're going to lose your apartment or, in the worst situatio